The BrandsMart USA Credit Card

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The Suggested Equal Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the promotional financing offer for the number of months advertised.
This estimated payment:

• Equals the promotional purchase amount divided by the number of months advertised (excluding taxes and shipping charges) rounded to the next highest whole dollar.
• Would pay off the promotional purchase amount within the number of months advertised, but only if there are no other balances on your account at any time during the promotional period advertised and you make your payments on time.  Your total payments will equal the amount of the promotional purchase amount.
• If the promotional purchase amount is not paid in full within the number of months advertised, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders" See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.

*The monthly payment shown equals the purchase price (excluding [taxes and delivery) divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good for the financing shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

• Make Payments Online or In-Store. 
   
• View Your Balance Online. 
   
• Add Authorized Users And Share Your Spending Power. 
   

• Make A Payment
• View Your Balance
• Update Your Account Information
• Schedule Up To Your Next 12 Payments

• Pay In-Store: It's quick, easy and FREE. Bring your BrandsMart USA Credit Card statement into a BrandsMart USA location and pay your bill by cash or check.
• Pay Online: Click here to manage your account and make payments online.
• Pay By Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone.
  M - F - 7:30 am to 12:00 midnight EST
  Sat - 10:00 am to 7:00 pm EST
  Sun - Closed
• Pay By Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
  Synchrony Bank
  PO Box 960061
  Orlando, FL 32896-0061