Featured Financing
Appliances Financing
Furniture Financing
Mattresses Financing
Everyday FinancingSleep Well with Financing
0% Interest For 60 Months*
On purchases of select Tempur-Pedic Mattresses $1,999 and above with your BrandsMart USA credit card made today. 60 equal monthly payments required. Promo fee of 2% of amount financed will be included in required monthly payments.
No Interest If Paid In Full Within 24 Months†
Any Furniture or Mattresses over $1,999 qualifies for the 24 month financing with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional balance not paid in full within 24 months. Minimum Monthly Payments Required.
No Interest If Paid In Full Within 18 Month†
On purchases of select Mattresses $999 and above with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional balance not paid in full within 18 months. Minimum Monthly Payments Required.
Easy Everyday Financing
No Interest If Paid In Full Within 6 Months†
On select electronics, furniture, TVs & appliances purchases over $180 with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional balance not paid in full within 6 months. Minimum Monthly Payments Required.
No Interest If Paid In Full Within 9 Months†
On select TVs & electronics purchases over $299 with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional balance not paid in full within 9 months. Minimum Monthly Payments Required.
Managing Your Account Is Easy
- Make Payments Online or In-Store.
- View Your Balance Online.
- Authorized users requires a disclosure. Add a * superscript after Users that links to the disclosure of: The Primary Cardholder will be liable for all purchases made on the Account, including those made by an authorized user. And Share Your Spending Power.
Q. What is the BrandsMart USA Credit Card?
A. BrandsMart USA offers customers a credit card through Synchrony Bank that can be used at all BrandsMart USA locations and online to buy what you want today.
Q. How do I get a BrandsMart USA Credit Card?
A. You can apply for a BrandsMart USA Credit Card in-store or by clicking here.
Q. Where do I check my account?
A. To check the status of your BrandsMart USA Credit Card click on the Manage My Account link above or you may go to Synchrony Financial's website by clicking here.
After logging into your account, you will be able to:
- Make A Payment
- View Your Balance
- Update Your Account Information
- Schedule Up To Your Next 12 Payments
A. BrandsMart USA offers 4 convenient ways to pay your BrandsMart U.S.A. Credit Card bill.
- Pay In-Store: It's quick, easy and FREE. Bring your BrandsMart USA Credit Card statement into a BrandsMart USA location and pay your bill by cash or check.
- Pay Online:Click here to manage your account and make payments online.
- Pay By Phone:Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below. There may be an additional fee to make an expedited payment by phone.
M - F - 7:30 am to 12:00 midnight EST
Sat - 10:00 am to 7:00 pm EST
Sun - Closed - Pay By Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061
NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS. OF COURSE! WE RESERVE THE RIGHT TO LIMIT QUANTITIES IN ORDER TO HAVE SUFFICIENT QUANTITIES FOR ALL OUR CUSTOMERS.
†No interest if paid in full within 6, 9, 12, 18 or 24 Months
On select electronics, furniture, TVs & appliances over $180 (6mo); select electronics, furniture, TVs & appliances over $299 (9mo), select furniture over $299 (12mo); select furniture over $999 (18mo); select furniture, select Stearns & Fosters Mattresses over $999 or select appliances over $499 (24mo) made with your BrandsMart credit card made today. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 9, 12, 18 or 24 months. Minimum monthly payments required.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.
*No interest with 36, 48 or 60 equal monthly payments
On select Samsung, Sony & LG 4K TVs (36 mo); select Samsung and LG 4K & 8K TVs (48 mo); Tempur-Pedic mattresses $1,999 (60 mo). made with your BrandsMart credit card made today. Equal monthly payments required for 36, 48 or 60 months. Promo fee of 2% of amount financed will be included in required monthly payments.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
The Suggested Equal Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the 6, 9, 12, 18 or 24 month promotional financing offer.
This estimated payment:
- Equals the promotional purchase amount divided by 6, 9, 12, 18 or 24 rounded to the next highest whole dollar.
- Would pay off the promotional purchase amount divided by 6, 9, 12, 18 or 24 months, but only if there are no other balances on your account at any time during the 6, 9, 12, 18 or 24 month promotional period and you make your payments on time. Your total payments will equal the amount of the promotional purchase amount.
- If the promotional purchase amount is not paid in full within 6, 9, 12, 18 or 24 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.
FOR ALL OFFERS: Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.