The BrandsMart USA Credit Card

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Finance Inquiry 

Thank you for requesting BrandsMart USA’s Credit Application. In most cases, credit approvals are more successful in store. And Credit Departments in every BrandsMart USA have alternative credit solutions for everyone. 
 

• Please bring with you a valid phone number and physical address. P.O. boxes are not allowed. 
   
• As Primary Identification, you will need a valid, non-expired government issued ID (Driver’s License, Passport or Military ID). 
   
• You will also need a secondary form of identification in the form of a valid credit card (VISA, MasterCard, American Express or Discover) with an expiration date. 
   
• A second government issued ID (Driver’s License, Passport or Military ID) may be used in lieu of a credit card. 
   

†Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. #106, #109, #154, #158

The Suggested Equal Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the promotional financing offer for the number of months advertised.
This estimated payment:

• Equals the promotional purchase amount divided by the number of months advertised (excluding taxes and shipping charges) rounded to the next highest whole dollar.
• Would pay off the promotional purchase amount within the number of months advertised, but only if there are no other balances on your account at any time during the promotional period advertised and you make your payments on time.  Your total payments will equal the amount of the promotional purchase amount.
• If the promotional purchase amount is not paid in full within the number of months advertised, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

*Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. #159, #256, #353

*The monthly payment shown equals the purchase price (excluding [taxes and delivery) divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good for the financing shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

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• Make Payments Online or In-Store. 
   
• View Your Balance Online. 
   
• Add Authorized Users And Share Your Spending Power.